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As a well-established insurance agency in New England, one of our key goals is to provide meaningful information and advice so that employers like you can make better-informed decisions. With this in mind, The Rowley Agency has selected a highly-respected actuarial consulting firm to conduct a comprehensive New England area survey of employer-sponsored benefit plans – as a participant, this is provided at no cost to you.
Frequently Asked Questions
- Who is The Rowley Agency?
Founded in 1966, we are one of the largest, independently owned insurance agencies in Northern New England. We represent a carefully selected group of highly regarded, financially sound, and stable insurance companies.
Commercial insurance, contractors liability insurance, surety bonds, personal insurance, workers compensation, and employee benefits are only a few of the products and services offered at The Rowley Agency. Our strategic focus is to differentiate ourselves from our competition based on our risk-management expertise and our client service.
- What information will I receive by participating in the survey?
You will receive an Individual Custom Report (ICR) showing your plan(s) benchmarked to others locally and nationally over the last two years covering the following:
- Deductibles
- Office Visit Copayments
- Retail Prescription Drug Copayments
- Medical Plan Cost Increases
- Monthly Premiums (Single/Family)
- Monthly Employee Contributions (%) (Single/Family)
- Wellness
- Benefits Offered
This report will give you a great base to compare your plan to others in the market.
- Is other more detailed information available?
Yes! The survey contains 35 questions and over 900 different data elements. Due to printing and timing limitations during the data collection process, we are unable to distribute all of these initially so we have selected the most frequently requested items for the Individual Custom Report. Additional information is available and may be requested based on your specific needs.
- Will my information remain private?
We take your privacy very seriously and take every precaution to ensure your trust is not violated. Your information is confidential, and we do not share your specific results with anyone but you. All information is aggregated and de-identified when shared publicly. Additionally, all information sent through the Internet is secured though password protection and firewall security.
- Is the survey easy to complete?
Yes! We hired an actuarial consulting firm with national experience in this area to produce a survey that is quick and easy to navigate. You can complete the survey online in an average of about 30 – 60 minutes. Before you begin, you will need the following information available on hand:
- Plan designs for all health and welfare plans (typically found in your Summary Plan Description)
- Total monthly premiums (or budgeted rates), employee contributions (monthly dollar amounts) and enrollment for your plans
- Vacation, wellness, third party disease management, voluntary benefits, leaves of absence and other miscellaneous benefits you offer
Additionally, if you need to take a break, the survey allows you to save your results and come back to them later. This feature is useful if you have to stop before you answer all of the questions or if you want to return to the survey to change an answer you previously entered.
- How can I participate and when will I receive my results?
If you would like to participate, you can obtain access by doing the following: Go to: www.rowleyagency.com/survey
1. For new participants – Open the website and go to the main login area. To login, create a new account by entering your company name, e-mail address, password, and confirm password information in the boxes below the label, ‘Never taken the survey? Sign up for a New Account below.’ Once your account is established, you will enter the 2009 survey and have ongoing access to your survey if you need to finish/modify your responses at a later time. Please note that all e-mail addresses within the survey database are unique to your response.
2. For returning participants – Open the survey site and click on 'Returning User? Please click here.' to enter the login area. Then, enter the e-mail address and password you originally established in the appropriate boxes. This will take you back into the 2009 survey where you will find your responses from when you last entered data.
Note: E-mail addresses are necessary in order for respondents to save and view responses at a later time. We do not use e-mail addresses for any other purpose. To participate in the aggregated results for New England and the seminar presentation, you need to have your response in by September 8, 2009. In October, we will be offering a seminar where you can receive your Individual Custom Report and participate in an interactive seminar presentation of the survey results. If you are unable to attend, we can arrange another time for you to receive your results in person or by mail.
- Who can I contact if I have questions?
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